Travel Insurance and not so natural disasters

I renewed our annual travel insurance policy today.

As we went abroad three times and had three breaks in the UK in 2013 an annual policy makes financial sense to us.

This time I was offered ‘additional cover’ for unknown or unpredictable occurrences.

I asked the agent, does that cover stuff like getting stranded in Majorca when a volcano erupts in Iceland.? Yes he said, that is what we usually give as an example. And being evacuated from an island in Fiji because of a cyclone? Er yes. And what if there is a civil uprising in the country you plan to visit and you can’t go? Um, yes. Ok then, I will take that extra cover as all of those have happened to us.

I am not sure he believed me. And I never told him about the two earthquakes in Turkey or nearly getting struck by lightning. Also in Turkey.

And still we got insurance cover.

Lots of reasons not to travel (see reasons not to travel). Many more to Go travelling while you can.

Bula! Fleeced in Fiji

Have just been looking back through the notebook I took on my RTW trip for some writing inspiration. What jumped out of the pages were the words ‘I never expected to feel “ripped off” in Fiji by friendly people who cry Bula! everywhere’.IMG_7827 IMG_7980 I had forgotten that. Fiji is sold to you as the ultimate laid back experience. Which it is. The beaches, the sea, the islands are stunning. And most of the people we met were lovely. I had also noted ‘I have been told that Papanigi is Fijian for white tourist, I think it means cash cow!’

The Ultimate Lei or would you prefer a Lazy Threesome? IMG_7695We had booked a Full Monty package with  Awesome Adventures, to include transport, accommodation and all meals while we island hopped via the Yasawa Flyer. There were a number of packages available such as Tropical Awegasm and Ultimate Lei which I would like to think were thought up by an adolescent spotty boy smoking behind the cycle shed, but more likely to have been dreamed up by guys similar to the Aussie public school boys Jeremy and Josh who we met on a Hunter Valley Wine tour, in some trendy agency in Sydney. From memory we were on the Ultimate Lei as it fitted around our flights.  Having checked the Awesome Adventures web site now it seems some of the schedules of the packages have changed as our first accommodation was Nubua Lodge on Nacula Island which is the last stop for the Yasawa Flyer.

Wow, look at that, and that and that. IMG_7672 IMG_7670 IMG_7636 The journey there was wonderful, we went on the open deck and drank in the scenery. The flier drops off and picks up backpackers, locals and resort workers, stopping at almost every island along the way. There is nothing else to do but sit back and relax. And be entertained by the people jumping onto smaller boats with no seats to be whisked away to an island while the rucksacks are flung over the sea from the flyer to the waiting boats. I never saw one land in the sea but I do wonder if it has happened.IMG_7643 IMG_7644 Too old to be awesome?

Our arrival at Nubua Lodge was not the best, as apparently we were not expected. Lunch was to be served and there were no places for us, so we the old couple, were seated separately from the young backpackers and were made to feel excluded. The average age on this trip was late 20’s to early 30’s and on more than one occasion we were treated differently, as if we shouldn’t be on an Awesome Adventure. We did meet one other couple older than us at the awful non eco Korovou Eco Resort and they too remarked that at times they had experienced similar treatment. There are other more upmarket packages that I guess are deemed ‘more suitable’ for 50 somethings, and Awesome Adventures screams YOLO and young! Yet we were on a backpacking RTW trip and on a budget so 5 star resorts and dressing for dinner were not on our list. The not joining in table Our stay at Nabua got better when we met Christine (not her real name but what she introduced herself as) at one of the get to know everyone type activities that apparently we were going to have to endure at every resort. The need to entertain us at every resort with holiday Club type activities I thought only happened at Butlins never ceased to amaze me, yet we managed to cope with escape most of them. It is what the Papanigi wants from a holiday in a tropical paradise apparently. IMG_7755 Christine Chantelle, Phil and I very soon established ourselves as the rebels on the first night and later on a few other fellow travellers gravitated to our ‘not joining in table’ to escape the hokey cokey or conga dance being organised. And a good time was had by all.IMG_7743 Fleecing the Papanigi

As part of the package we had booked there were a number of activities such as snorkelling included. Off we go in the motor boat with a pile of snorkels and mask to explore the underwater cave. As we arrive the once charming Joe le Taxi boat man tells us it will be $5 for a mask and snorkel. No snorkel no diving so what to do? You cough up the cash. The day before I had struggle to get my bag off the boat without dropping it in the sea, carried it up to the main hut, and after lunch picked it up to take to the Bure we were staying in. A member of the island staff practically snatched it off me and offered to carry it all of 20 metres for me for a tip. WTF?  I had carted that backpack around California, New Zealand and Australia and I wasn’t about to find a tip now in a backpackers resort. On every island there was always an essential extra at $5 but the worst case of trying to exploit  the tourists was in the middle of a Tropical Cyclone.

Phil and I have had a faire share of holiday disasters, but this experience has been the worse so far.

IMG_7995 IMG_7993 IMG_7991 IMG_7987 IMG_7985 IMG_7984 We had earlier that day been evacuated from Bounty Island and experience that had resulted in a cut foot, severe sea sickness and a leaking boat with dubious sparkling electrics. To arrive safely at port was somewhat of a relief and all I wanted to do was check into my warm safe room at Smugglers Cove. The bus driver was not going to the resort, we were not meant to be on his bus that at that time, we were meant to arrive in the evening (hey mister we got no choice we were made to leave the island, there is a cyclone!). Except that I didn’t say that, I may have been a bit ranty and sweary. I was upset and had been really very scared for most of that day. To add insult to injury he said he would drop us off and his friend would take up to the resort for $5 each. I sort of exploded at that point and people moved away from me. Then I cried and got on the bus. Some lovely young Australian backpackers took me under their wings and kindly organised and to shared a taxi with us. I hadn’t until then realised how bad the storm was, Nadi was effectively under water, most places had no power so I guess the bus driver didn’t want to risk getting cut off and leaving the main roads. When I managed to check my email the FCOhad requested me to confirm we were safe. Yes, that bad. Reflections This is what I had written summing up Fiji. ‘Glad we had the two nights at Natural Resort, memories of that night on the beach with the bonfire with all the staff and tourists lying on the canvas and gazing at the stars blocks out all the horror of the last day and the downs of the extra $5 and fleecing the tourists’.

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9 reasons not to travel

Staff at the local travel agents will never recommend any where that they are going on holiday to me and my family. This is because they know about our track record for holiday disasters.

These are those I recall off the top of my head, in no particular order.

  1. Andros the sinking pedalo, when we are rescued by a speed boat
  2. Ibiza lilo adventure, when Tim floats out to sea and Phil has to scramble over a rough sea bed to save him
  3. Majorca: the Thomson Dream nightmare, planes are grounded because of a volcano and we endure a 48 hour journey home by boat and coach. The boat is over crowded and there are no cabins left, or so they tell us……
  4. Grand Canaria, thieves who stole a camera and cash from our coffee table, while we were in the same room
  5. The Hotel California experience, trapped in LA by Qantas grounding all planes in October 2011
  6. Florida, losing a 9 year old daughter in Church Street 
  7. Dalyan, an earthquake and a very near miss by a lightning strike
  8. Egypt Nile Cruise, the holiday that never was due to the coup and playing the waiting game to get a refund from the travel agent
  9. Fiji, evacuated from Bounty Island in a cyclone. This was the only time on our RTW trip that the FCO contacted us.


> To: coral
> Subject: Tropical Depression affecting Fiji

> Date: Tue, 24 Jan 2012 23:51:20 +0000

> Dear British Citizens,
> A severe flood warning remains in force for major rivers, streams and low lying areas of Western Viti Levu This has caused major flooding and has closed roads paticularly in Nadi Town and left both locals and tourists stranded.
> Should you wish to seek urgent consular assistance or know off any british nationals in need of urgent assitance please do not hestitate to contact us on the telephone number (679)3229100 or (679)3304746.
> In light of this adverse weather conditions, we will be grateful if you can confirm yuor safety and well being in Fiji. The Consular team would like you to monitor the latest situation on the Fiji Meteorological Service website: ( or for further update.
> Kind regards
> Consular Team.

Of course this won’t stop us travelling. Off to Dalyan again in 2 weeks time. The mission to take Mom to all the places she loved, begins.

PS just back from Dalyan. We had another earthquake. This prompted us to recall other holiday disasters….

10. The shoe bomber incident which meant we could not bring the wine we had bought in Kefalonia  back to the UK. We sold it around the pool and gave it to the reps.

11. The hurricane in Kefalonia that kept us in the hotel all day. I love storm watching so this was a treat for me but lots of moaning from others that they couldn’t sunbathe or use the pool.

Round the world with my kagool


The one item of clothing I lugged around the world that I do not regret taking was my trusty kagool or kag in a bag. It was well used in New Zealand when we went on a wine tasting tour … Continue reading